Unrivaled Insurance Expertise
Your Fiduciary.
Providing Insurance Solutions
for Financial, Business, and
Estate Advisors.
Exceptional Service
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Customer Committed
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Life, Disability & Long-Term Care Specialists
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Solution Based
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Estate Planning Specialists
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Exceptional Service 〰️ Customer Committed 〰️ Life, Disability & Long-Term Care Specialists 〰️ Solution Based 〰️ Estate Planning Specialists 〰️
Retain Your Clients & Keep them Happy
If you’re not handling the insurance needs of your clients, you’re opening yourself up to competition. Nothing is worse than receiving a call from a client wanting to liquidate a portion of their portfolio or find another attorney after they met an advisor offering something you don’t. By the time they call, it’s too late… the boat just sailed.
You don’t have to learn or navigate insurance yourself. Let’s create an alliance allowing us to be your insurance experts and keep competitors out of your house.
We Do the Work. You Be the Hero.
We scour the market for exceptional plans and have key relationships with top insurance carriers. This enables us to create customized solutions and provide opportunities for your clients.
We do the heavy work like completing due diligence on carriers and policies to ensure you won’t receive any surprises along the way. We also handle the financial and medical side, even offering an on-staff medical director when needed for streamlining the experience for your client.
Let us to do the leg work behind the scenes and make you look great.
This is OUR Niche…the things we specialize in:
Carrier Diligence
Every quarter we use independent research models to analyze the relative financial performance trends of 2,000 insurance companies across the Life and Annuity industry sector. We work with only those that are financially sound.
Policy Selection
As fully independent specialists, we continually scour the markets and carriers, to review carrier preferences in underwriting, riders and fees and stay on top of the best insurance product solutions.
Medical Underwriting
Have an advantage over competitors with our access to a medical director who works directly with carriers and reinsurers to provide valuable guidance before and through the medical underwriting process.
Financial Underwriting
We work with you or directy with the client to gather the necessary financial requirements.
For your business owners, we can even provide a list of Business Valuation experts we’ve used to help set buy/sell coverage needs.
Advanced Solutions
We have the expertise, the experience to help you navigate the complex world of Non-Qualified Deferred Compensation and other advanced solutions. From Key-Man Coverage, to Golden Handcuffs, to post-sale Income Solutions and tax-advantaged plans.
Expertise For Greater Peace of Mind
As leading independent insurance brokers, our professionals work alongside financial professionals, attorneys, and their clients to provide the highest quality life, disability, and long-term care insurance and income options available on the market. We do not manage money, we work alongside your client’s team of professionals.
Our team works with you to analyze your client’s need and identify risks. Once defined, we work closely with you and the nation’s best providers to implement the strategy suited to your client’s needs. You’re in the driver’s seat, we’re the experts on YOUR team.
You can trust that we will always operate with 100% transparency, clearly presenting solutions to you and your clients so they are able to make a fully educated decision regarding their insurance needs.
From Medical and Financial underwriting guidance, to financing, to submission, tracking and on-going policy support, we’re here to make you the hero. We handle the process while you focus on your business.
Let’s connect today!
Mike C. - Business Owner
“Great answer, great detail. You are an expert in your field. Thank you.”
Todd G. - Business Owner
“We were greatly impressed with the due diligence that the Simplicit team did for our business. In the end we had confidence in the two solid options they proposed.”
Beth W. - Financial Advisor
“This is a real differentiator… your policy service audits caught an LTC rider that had fallen off for my client. Thank you. ”
Daisy C. - Financial Advisor
“Working with you gives us peace of mind by knowing that you ALWAYS have our backs!”
Your Next Moves With Simplicit
First Impressions
If you have clients you want to properly service, keep and you don’t like insurance or even discussing it, let’s talk. It will be worth 15 minutes of your time. We promise.
Discovering the Right Solution
We’ll meet with you and your client (or just your client if you prefer) to identify needs and/or risks and craft the right solution(s) for their life and their estate.
Walk Through the Process
We’ll walk clients through the underwriting process, translating for them each step of the way. Once solutions are in place, we provide an annual policy overview and a 1-page “life plan” you can use. Or, we can meet with your clients to review and ensure the solutions are still optimal.
Experience Peace of Mind
When clients have a solution that is right for them, their peace of mind is greater and therefore, so is yours.
Meet your Financial Advocates
Terry Gadaire
Ric Fradera
Ethan Dalaskey
Kate Seastone
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CEO, MBA, Certified Financial Planner (CFP®)
When you first meet Kate you understand why Simplicit is an immensely valuable resource for clients. She has an authentic drive to enhance people’s life experience. With financial and insurance expertise as her medium, she gifts clients with security and confidence like no other.
Kate leads a stellar team of professionals that leave no rock unturned for the insurance options that protect the family, increase your wealth and help you reach your personal and family goals.
Meet Kate and see for yourself.
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Office Administrator
As Simplicit Financial’s Office Administrator, Terry provides clear communication for clients and ensures that Simplicit’s workflow processes and follow-up procedures are effectively managed and streamlined. If you have a question, I’d start with Terry as he either knows or knows where to look.
Terry’s amazing ability to bring everyone together and organize what needs to be accomplished is the glue that enables Simplicit Financial to be the ideal resource and insurance provider for attorneys, financial advisors and their clients. Terry’s extensive Customer Service and Administrative background are assets that enable Simplicit to maintain their elevated level of service for all of their clients.
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Director, New Business & Operations
Ric is a Yankees fan and I think we’re okay with that… what you need to know is if the Yankees are playing, Ric will most likely be hoarse the following day.
When at the office, we lean on Mr. Fradera's vast expertise in advanced life insurance planning. He brings a wealth of experience garnered while heading up Advanced Planning departments within major Insurance Carriers. His passion for helping all clients whether the business owner or the front line employee is what makes him a great fit for Simplicit Financial.
Ric’s love for his family, a wonderful son and daughter, meshes well with our business motto of ‘Family First’.
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Director, Service Operations
Ethan is a major football and Nascar fan... as a walking stats machine, he's happy to discuss either ‘sport’ for hours.
Ethan runs our Service Department for Simplicit Financial with dedication to ‘making sure it’s right’ for the client. He is also the creator of the original ‘1-page’ Life (Life Insurance) Plan.During fall and winter months, you may find Ethan cheering on his favorite teams while managing his Fantasy Football board. (Alongside his cat, Meerkat whom was rescued from the coyotes.)
You’re one step closer to a more confident future.
