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“Money is a tool for love, when in the hands of an awake achiever”

– Kate Seastone, Founder of Simplicit Financial

Become an Enlightened Leader

Impacting and Improving the Lives of Business Owners and Key Executives



Until one understands how to use money as a tool for love, full success cannot be achieved. Simplicit Financial provides a platform to help business owners implement life-changing concepts to generate Tax-Favored Wealth in their Business and Personal lives. Creating options to deepen their impact with their families, employees and the world.


Are you looking to...


Reduce your taxes today and over your lifetime?

Use business dollars more effectively to reach your goals?

Keep key employees on your team?



A fiduciary for all our clients, we are also independent.  We are an Independent Registered Investment Advisory and Kate holds an MBA, is a CERTIFIED FINANCIAL PLANNER® as well as a former top 5 business consultant.  We have the breadth to help you create real solutions.


Simplicit Financial Core Values:


Freedom

Live the dream


Integrity

Align with your best interests


Impact

Enhance lives


Excellence

Quality and striving (distinction)

As soon as you start to pursue a dream, your life wakes up and everything has meaning.

- Barbara Sher

What We Do

Visionary direction, financial coaching and bar none, an independent view of the best solutions to make the dream happen. Forging paths to help clients create the life and lifestyle they deserve.

The strategy session begins by defining the life a business owner wishes to achieve and the goals for their business, their life and those of their key employees. Then one step at a time our team employs a consultative, strategic approach to planning the future while co-creating the path to get there. Employing resources from our vast network, we can implement what works best – from simple solutions to compelling golden handcuff programs for key executives.


Strategies included in Simplicit Financial’s focus include:


  • Tax Efficiency
  • Key Employee Retention
  • Private Reserve Programs
  • Restricted Property Trusts
  • Buy-Sell and Business Continuity Solutions
  • Succession Planning
  • Retirement Cash Flow Maximization
  • Premium Financed Life Insurance
  • College Funding
  • Efficient Savings and Independent Investment Services

Case Studies

Real Success Stories of Actual Clients

The cases presented are based on actual clients. The challenges, situation and recommendations are all real. The names and industries have been changed for confidentiality reasons.

By: Kate Seastone, MBA, CFP®, Financial Strategist
(Expert at recommending visionary strategies and plans)


My Business Partner is Great... What If?


  • Buy-Sell with Owner Benefits



Learn More

Keeping Top
Employees 


  • Key Employee Retention



Learn More

Buying Out my Older Partner, Dad


  • Owner Buyout


Learn More


You don’t have to see the whole staircase, just take the first step

Martin Luther King, Jr.

Who We Are


WE'VE BEEN FEATURED ON:


Kate Seastone, MBA, CFP® Photo

Kate Seastone, MBA, CFP®

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Kate Seastone, MBA, CFP®

Kate Seastone is a CERTIFIED FINANCIAL PLANNER® and an MBA who works primarily with successful business owners and key executives to help them create the life and lifestyle they deserve.

After earning her bachelor’s degrees in computer science, math and business from the University of Nebraska-Lincoln, Kate started her career in software development but quickly realized that her heart was drawn to making businesses better. She earned her MBA from Western International University and pivoted her career to consulting. She worked as a Senior Consultant at KPMG Peat Marwick, which then moved her towards focusing primarily on helping high tech companies launch new products in the international market, motivate employees and find ways to become more profitable. The fast-paced environment of the successful entrepreneurial minded business owner made her realize one valuable lesson – she loved working with successful business owners and their key employees. Kate loves their tenacity, agility and grit. As she pondered her next career move into finance, Kate knew she wanted to work with successful business owners.

When she called her mother to tell her she decided to become a financial planner, her mother said, “it’s about time.”

Kate initially joined a traditional financial firm and became a CERTIFIED FINANCIAL PLANNER®. Realizing she wanted the freedom to offer the absolute best solutions for her clients, she launched an Independent Financial Services firm and established Simplicit Financial in 2009.  Simplicit is a Registered Investment Advisory and fiduciary for clients.

Kate enjoys being with her family, traveling, hiking and of course, wine tasting. She is married with an 8-year-old daughter who is involved with all that life has to offer.  The family loves their Australian Shepherds and occasionally Kate can be found on an agility course with her dogs.

Ric Fradera Photo

Ric Fradera

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Ric is a Yankees fan, but we're okay with that. What you need to know is if the Yankees are playing, Ric is not available and he'll most likely be horse the following day.
When at the office, we lean on Mr. Fradera's vast expertise in advanced planning and creating ideas for executive compensation, plan design and administration. He brings a wealth of experience garnered while heading up Advanced Planning departments within major Financial Service organizations to working with some of the best in the industry at Executive Compensation.  His passion for helping all clients whether the business owner or the front line employee is what makes him a great fit for Simplicit Financial.
Ric’s love for his family, a wonderful son and daughter, meshes well with our business motto of ‘Family First’.  And of course, he is also an avid dog lover which is mandatory for all Simplicit Financial employees.

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 In matters of style, swim with the current; in matters of principle, stand like a rock.

Thomas Jefferson

Contact Us

Ready to save on your taxes?  Want to keep Key Employees engaged?  Ready to truly create Financial Peace of Mind?  

Schedule a 30-minute complimentary discovery call with Kate and her team.


Schedule Your Meeting Today

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